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Does New York Workers’ Compensation Cover Pre-Existing Conditions?

Living with a pre-existing medical condition while working can be challenging enough. When your job duties worsen that condition, you may wonder about your rights under New York workers’ compensation law. Understanding how to property pursue a workers’ compensation claim in this situation is crucial for protecting your health and financial well-being.

At Pyrros, Serres & Rupwani, we regularly assist workers in navigating these complex situations. In this guide, we’ll explain how pre-existing conditions affect your right to compensation when workplace activities aggravate your condition. Our experienced workers’ compensation attorneys in New York can help you understand your rights. 

Understanding Pre-Existing Conditions in Workers’ Compensation Cases

Pre-existing conditions include any medical issue you had before starting your current job or before a workplace incident occurred. According to Workers’ Compensation Law, New York mandates that employers must accept workers as they are, including any pre-existing medical conditions. This law also allows workers to seek compensation for on-the-job injuries regardless of pre-existing conditions or employer liability.

The New York State Workers’ Compensation Board’s Annual Report indicates that claims involving pre-existing conditions have risen significantly since 2020, now approaching pre-pandemic levels. Common pre-existing conditions that may qualify for workers’ compensation when aggravated by work activities include:

  • Back injuries and chronic pain: Including herniated discs, spinal stenosis, and degenerative disc disease that can be exacerbated by lifting, bending, or prolonged sitting
  • Musculoskeletal conditions: Such as arthritis, tendinitis, and previous joint injuries that may worsen with repetitive motions or physical labor
  • Respiratory conditions: Including asthma, COPD, and other breathing disorders that can be aggravated by workplace environmental factors
  • Cardiovascular issues: Such as high blood pressure, heart disease, and previous cardiac conditions that may be affected by workplace stress or physical demands
  • Neurological disorders: Including carpal tunnel syndrome, migraine conditions, and previous nerve injuries that can be intensified by work activities
  • Mental health conditions: Such as anxiety, depression, or PTSD that may be exacerbated by work-related stress or trauma
  • Previous orthopedic injuries: Including old fractures, surgical sites, or sports injuries that can be reaggravated by work duties

How New York Law Protects Injured Workers With Pre-Existing Conditions

New York’s workers’ compensation system recognizes that many employees have existing health conditions. According to the U.S. Department of Labor, state-based programs provide essential protection for workers whose conditions are aggravated by job duties. The National Academy of Social Insurance reports that total workers’ compensation benefits in 2020 reached over $58 billion.

In 2022, the Bureau of Labor Statistics released data showing that New York private industry employers reported over 138,000 nonfatal workplace injuries. This demonstrates the significant scope of workplace injuries and the importance of comprehensive coverage, including disability benefits and rehabilitation services.

Building a Strong Case for Your Workers’ Compensation Claim in New York

Successfully filing a workers’ compensation claim for an aggravated pre-existing condition requires careful attention to detail and thorough documentation. According to the New York State Workers’ Compensation Board’s Annual Report, comprehensive documentation can increase the likelihood of claim approval. Understanding exactly what evidence you need and how to present it effectively can make the difference between approval and denial of your claim:

Medical Documentation Requirements

Your medical documentation forms the foundation of your claim. You should maintain:

  • Detailed records of all medical visits related to your condition
  • Documentation showing how your condition changed after starting work duties
  • Diagnostic tests comparing your condition before and after aggravation
  • Professional medical opinions linking workplace activities to the worsening of your condition

Timeline and Reporting Procedures

Timely reporting significantly impacts claim success rates. Your injury report must be filed with your employer within 30 days of realizing your condition has worsened. Remember to:

  • Document the exact date you noticed the aggravation.
  • Report the issue to your supervisor immediately.
  • Keep copies of all correspondence about your condition.
  • Follow up on any workplace incident reports.

Evidence Collection Process

Strong documentation forms the foundation of any successful workers’ compensation case. Detailed records help establish clear connections between workplace conditions and your injury or illness. Be sure to include the following:

  • Workplace safety reports and incident documentation
  • Witness statements from coworkers
  • Job description and duties that may impact your condition
  • Photos or videos of workplace conditions if relevant
  • Time sheets showing the duration of exposure to aggravating factors

Navigating Common Challenges With a Workers’ Compensation Lawyer in New York

When dealing with pre-existing conditions in workers’ compensation claims, you will likely face various obstacles from insurance companies and employers. Understanding these potential roadblocks and knowing how to address them effectively is crucial for seeking the benefits you need:

Insurance Company Response Strategies

Insurance companies frequently employ sophisticated strategies to minimize or deny claims involving pre-existing conditions. Common tactics include:

  • Arguing that your current symptoms are solely due to the natural progression of your condition
  • Questioning the causal relationship between work duties and condition aggravation
  • Disputing the extent of workplace exposure to aggravating factors
  • Challenging the timing of symptom onset and reporting
  • Requesting excessive documentation beyond reasonable requirements

Insurers may also deliberately extend the claims process through various means. They often request repeated medical examinations and additional claim documentation despite sufficient evidence being provided. They may intentionally slow-walk communications and authorizations, create administrative barriers, and extend investigation periods.

Appeals and Dispute Resolution

Insurance companies frequently dispute medical evidence by questioning physicians’ qualifications, requesting examinations, challenging assessment methodologies, contesting diagnostic test interpretations by insurance carrier doctors, and debating the necessity of proposed treatment plans. The Workers’ Compensation Board provides a structured appeals process to challenge unfair denials, with specific timelines and procedures that must be followed precisely. The appeals process involves several key stages:

  • The Initial review of the denial decision
  • Filing a formal appeal within statutory deadlines
  • Presenting evidence at administrative hearings
  • Testimony from medical professionals and witnesses
  • Review by the Workers’ Compensation Board panel
  • Potential further appeals to higher authorities

To counter any challenges, we recommend that you maintain detailed medical records from all providers. Ensure your physicians clearly document all necessary information and consider seeking second opinions from other providers. Keep clear records of all medical appointments and document how symptoms affect your daily work activities.

Meet With an Experienced Workers’ Compensation Attorney in New York Today

We understand the complexities of filing a workers’ compensation claim when pre-existing conditions are involved. Whether you need help understanding compensation claims for multiple employers or navigating cases involving pre-existing conditions, you’ve come to the right place. We work diligently to help our clients seek the benefits they need for medical care and lost wages.

If you need assistance with your workers’ compensation claim in New York, contact Pyrros, Serres & Rupwani at (718) 626-7730 to discuss your case.

Frequently Asked Questions

These common questions help clarify how workers’ compensation cases work in New York:

When Should I File a Workers’ Compensation Claim in New York?

Workers’ Compensation Law requires you to notify your employer within 30 days of the injury or condition worsening, and you must file a claim (Form C-3) within two years. Your attorney can help you navigate these timelines.

What Can Your Workers’ Compensation Claim in New York Cover?

Workers’ compensation can cover medical expenses, wage replacement, and rehabilitation costs when job-related activities cause injury or illness or worsen pre-existing conditions.

What Are the Limits on Workers’ Compensation in New York?

Benefits can include partial wage replacement based on your average weekly earnings and coverage for necessary medical treatments related to your work-aggravated condition.

About The Author

Picture of Michael Serres, ESQ.

Michael Serres, ESQ.

Michael Serres, ESQ. is a reputed Workers’ Compensation Lawyer in Astoria, Queens, NY. He graduated from St. John’s University School of Law in 1989. Mr. Serres was admitted to practice law in New York State in 1990 and is admitted in the Federal District Courts for the Southern and the Eastern Districts of New York. He has served on the Board of Directors of the Workers’ Compensation Bar Association and is currently serving on the Board of Directors of the Queens County Bar Association.